Layout:
Home > Category: $20 Challenge

Viewing the '$20 Challenge' Category

De-Cluttering Progress!

December 31st, 2010 at 05:37 am

I spent a little time getting the coupons organized today. Lots of them will expire tomorrow, so I went through and figured out what I can use in the morning, and sent the rest to my friend whose husband is in the Air Force. She can use expired coupons on base for a year after expiration, I think.

I looked at my cookbook shelf today and decided that it needed thinning. I probably had 100 cookbooks. I really love to cook, and people know that... so they give me cookbooks all the time. I chose my 30 favorites and bagged up the rest to donate tomorrow. I think I can survive with just 30...ha ha! I kept the classics like Julia Child, Joy of Cooking, Greens, Savory Way, The Silver Spoon, plus some local favorites, the kids' cookbooks, and some especially unusual ones... And OF COURSE I kept the Star Wars Cookbook. Silly. Ridiculous, even, but the Swimbabies love Wookiee Cookies!

So that's progress, right? Since we'll be gone for the weekend and I have to work next week, I probably won't get much more organizing/de-cluttering done until next weekend. But I might be able to work on a drawer here and there.

I rode my bike today rather than driving, so I'm adding $1 to my Challenge. $67.24 + $1 = $77.24

Too busy earning money to think about what to do with it?

December 30th, 2010 at 07:14 am

I've always been more focused on money than the Hubs. Basically, he was so busy out earning money that he rarely had time to think about it. For years I've been the one using coupons, doing research, paying bills, etc. I guess it's because I was the one at home with the kids trying to figure out how to make that one salary work... But since I've been working for the last year, we are both busy "earning." And after we sat down to do some thinking and planning and goal-setting the other day, he's a little more interested. Which is great! I know we can accomplish a ton more if we are both actively involved.

Earlier today, he came and asked, "So what do you know about Betterment.com?" To which I replied, "Nothing." I'm going to let him have a project, I think, rather than jumping in and doing my own research.

We each got $150 cash for Christmas from the relatives, and we NEVER get that much for Christmas! What a surprise! The treat was even more special because we got it in separate envelopes. When cash comes for both of us together, it usually just goes into our checking account... and gets spent on groceries, or saved or whatever. Know what I mean? The gift giver always says, "Now don't use this for groceries! Go do something fun." But it never happens.

Funny, this week we're both carrying that $150 in our wallets, but neither one of us has spent any of it! Hubs wants an iPad, so he is saving for that. I might buy a purse (I've had my eye on a certain one for months and since the money was a gift, I can justify splurging!), but it's more likely that I'll put mine in my IRA. Heck, even if I decide to get the purse, I can still put most of that in savings. I don't feel the need to buy anything else.

Today I made a million meatballs and froze most of them (we ate a few for dinner.) I just love having a "bank" of meals in the freezer. Tomorrow I need to do some cooking for New Year's Eve, and pack because we're going away for the weekend. And then it's back to work on Monday...

I had some errands to do today, and I rode my bike instead of driving! So I'm adding $1 to my $20 challenge. And I saved $8.75 using coupons.

$57.49 + $9.75 = $67.24