We have been jumping through hoops to open a new account at the credit union associated with The Husband's employer. The hoops are high and small... it's been challenging! But I think once we get into the groove it will be worth it because the interest rates are very good. We will need to monitor, though, because if we don't follow all the rules we could get charged. Crazy. But for us, it will be worth the better interest rate, I think.
We've been putting off shopping for another car for a long time. I think we might be getting close to actually admitting that we need another car AND doing something about it. The Husband has been texting me links to Craigslist cars all day!
We currently have two cars. One is 14 years old... the commuter... it's a Toyota, not pretty, but pretty good gas mileage. Swimbabies drive it most of the time. The second car is nearly 9 years old... not great gas mileage, but it can carry the whole family and it's in really good shape. We are looking at a very nice (used, German) car that will become the commuter for the adults so that the swimbabies can take over the other one. We'll pay cash, except perhaps $1000, which we will finance and pay off quickly, mainly just for documentation on the credit report.
Of course, this doesn't mean we'll have another car anytime soon. When we bought the last car, it took us at least a year to make a decision.
Happy Wednesday!
New Account and New Car?
March 29th, 2012 at 02:08 am
March 29th, 2012 at 02:58 am 1332986308
March 29th, 2012 at 04:56 am 1332993402
The gas prices have definitely given us a little push to look into this sooner than later. And both our current cars have over 200,000 miles on them. We expect them to keep running just fine, but don't really want to rely on them for commuting to work. They will be great for around town for years to come, we expect.
Plus, we now have 4 drivers, not just The Husband and me. And two cars was fine when he took one to work and I had one home with the kids. But now that we are both working, we are feeling the need to have one car that the teen drivers can consistently use to help cart the other swimbabies to their activities.
March 30th, 2012 at 08:46 pm 1333136777
Jerry